Who Buys Mortgage Backed Securities May 2026

: As of April 2026, U.S. commercial bank holdings of mortgage-backed securities totaled approximately $2.74 trillion .

: Banks use Agency MBS (backed by the government) to manage liquidity and meet capital requirements due to their high credit quality. 2. The Federal Reserve Mortgage-Backed Securities who buys mortgage backed securities

Commercial banks remain the largest private-sector holders of MBS, seeking steady income and regulatory-friendly assets. : As of April 2026, U

: Major banks such as JPMorgan Chase , Bank of America , and Wells Fargo are primary market participants. : As of April 2026