If you choose the path, you must select a software tier based on your tax forms. 1. Free Edition ($0 Federal / $0 State)
: You enter your own data with step-by-step guidance.
W-2 income, standard deduction, Child Tax Credit (CTC), and Earned Income Tax Credit (EITC). which turbotax to buy
: You upload documents, and a dedicated expert prepares and files the return for you. Which Product Fits Your Situation?
Handles stock, bond, and cryptocurrency sales (Schedule D), rental income/expenses (Schedule E), and small business/freelance income and expenses (Schedule C). If you choose the path, you must select
: Adds unlimited on-demand help from tax experts and a final review of your return.
For the 2025–2026 tax season, choosing the right TurboTax version depends primarily on the complexity of your financial life—specifically your investments, business income, and desire for expert help. W-2 income, standard deduction, Child Tax Credit (CTC),
Does not support itemized deductions or complex schedules. 2. Deluxe ($79 Federal / ~$64 State) Best For: Homeowners and those who itemize deductions.