Where To Start When Wanting To Buy A House 【FRESH · 2024】

Budget for a down payment (3–20%), closing costs (2–5%), and an emergency repair fund. Get Pre-Approved

A pre-approval letter proves to sellers you are a serious, qualified buyer. Define Your Needs where to start when wanting to buy a house

Compare rates between big banks, credit unions, and online lenders. Budget for a down payment (3–20%), closing costs

Have tax returns, pay stubs, and bank statements ready. Budget for a down payment (3–20%)

Research school districts, commute times, and neighborhood safety.

Aim for 620 or higher for better rates.

Decide on bedroom count, yard size, and layout.