What Qualifies You To Buy A House -

No recent bankruptcies, foreclosures, or major late payments. ⚖️ Debt-to-Income (DTI) Ratio

You’ll need recent pay stubs, W-2s, and tax returns. what qualifies you to buy a house

This includes your future mortgage, car loans, and student debt. ✅ Pre-Approval Status No recent bankruptcies, foreclosures, or major late payments

A lender has reviewed your finances and committed to a loan amount. No recent bankruptcies