Want To Buy A House With No Money Down May 2026

If you don't meet the criteria for the loans above, you can stack these strategies to reach a $0 out-of-pocket goal.

: Available for low-to-moderate-income buyers in USDA-eligible rural and suburban areas . Eligibility : Roughly 97% of U.S. land is eligible. want to buy a house with no money down

💡 Strategies to Reach "Zero Down" (When You Don't Qualify for VA/USDA) If you don't meet the criteria for the

: While the down payment may be zero, you still need to plan for "earnest money" deposits, inspections, and appraisal fees. and appraisal fees.