Score Check May 2026

Example: "Your score dropped 12 points because your balance on [Credit Card X] increased by 30%, raising your overall utilization above the recommended 30% threshold." :

Users set a goal (e.g., "Buying a house in 12 months"). The app creates a step-by-step roadmap focusing on payment history (35% of score) and reducing new inquiries to optimize for mortgage approval. score check

This feature is designed to demystify why a score moved and what specific actions will change it next. : Example: "Your score dropped 12 points because your

AI responses may include mistakes. For financial advice, consult a professional. Learn more How to check your credit score for free | TD Canada Trust : AI responses may include mistakes

Alert: "You are 15 points away from 'Exceptional' status. Keeping your utilization below 10% this month could bridge the gap." :