Scores | My Credit

: Lenders may consider you a "subprime" borrower, leading to higher rates.

: Virtually certain approval for the best possible interest rates . my credit scores

: Significant difficulty being approved for new credit; rebuilding is necessary . The Five Key Factors How are FICO Scores Calculated? : Lenders may consider you a "subprime" borrower,

: Considered an acceptable, lower-risk borrower . typically ranging from

A credit score is a three-digit number, typically ranging from , that acts as a financial reputation. It helps lenders predict how likely you are to repay borrowed money on time. Understanding Your Score Range

While individual lenders set their own standards, FICO Scores (the most widely used model) are generally categorized as follows:

: Likely approval for highly competitive terms .