Lenders focus on the property’s ability to generate income and your business's financial health.
This report provides a comprehensive guide for acquiring commercial real estate (CRE) financing, detailing loan types, key financial metrics, and the necessary documentation for a successful application. 1. Primary Loan Types loan to buy commercial property
: Short-term financing (6 months to 3 years) used to secure a property quickly while waiting for permanent financing. Lenders focus on the property’s ability to generate
: Best for long-term fixed assets. They offer up to 90% financing with below-market interest rates for owner-occupied properties. Primary Loan Types : Short-term financing (6 months
The choice of loan depends on whether you intend to occupy the property or use it as an investment.
: A versatile option for small businesses to finance real estate, equipment, or working capital up to $5 million.
: The standard first mortgage for buying a property, with repayment terms typically ranging from 5 to 25 years. 2. Key Qualification Metrics