: Often paired with the Family Self-Sufficiency (FSS) program, which can help escrow funds for future homeownership costs. Priority for Owner-Occupants :

Available properties are listed on the official HUD Home Store. You must work with a to place a bid on these homes.

: HUD gives a 30-day priority period for individual buyers who intend to live in the home (owner-occupants) before opening the bidding to investors. FHA 203(k) Rehabilitation Loans :

: This specific incentive applies only to foreclosed homes currently in HUD's inventory. Housing Choice Voucher (HCV) Homeownership :

: Allows buyers to roll the costs of repairs and renovations directly into their primary mortgage when purchasing a home that needs work. Where to Search for HUD Homes

HUD offers several unique incentives designed to make homeownership accessible, particularly for those in public service or with limited savings. :