To Buy Term Insurance: How

The first step is determining how much your family would need to maintain their standard of living if your income were lost.

A common rule of thumb is to multiply your annual income by 10 to 15 times . how to buy term insurance

For a more detailed estimate, add up D ebt (excluding mortgage), I ncome (years to be replaced), M ortgage (payoff amount), and E ducation (future college costs for children). The first step is determining how much your