If you bought a new construction, you might stay near 1%. For older homes with aging roofs or HVAC systems, aim closer to 4% to handle major capital expenditures. 3. The 3-3-3 Rule for Homeowners
A newer framework specifically for real estate, the 3-3-3 rule , suggests you should have: how much savings should i have after buying a house
(strictly to protect the roof over your head). If you bought a new construction, you might stay near 1%