How Much Money Can | I Borrow To Buy A House

If your household earns $100,000 a year ($8,333/month): Max Mortgage Payment : ~$2,333/month.

: Your monthly mortgage payment (including taxes and insurance) shouldn't exceed 28% of your gross monthly income . how much money can i borrow to buy a house

Lenders are also capped by federal "conforming loan limits," which were recently increased due to rising home values. If your household earns $100,000 a year ($8,333/month):