: Some local housing authorities allow you to use your Section 8 voucher to pay a mortgage instead of rent.
: These are matched savings accounts where a nonprofit or government agency might match your savings 1:1 or up to 4:1 to help you build a down payment.
: Teachers, firefighters, and law enforcement officers can get 50% off the list price of homes in designated revitalization areas through this HUD program.
: Backed by the Federal Housing Administration (FHA), these are a top choice for single parents because they require only 3.5% down and accept credit scores as low as 580 . They also allow you to use child support and alimony as qualifying income.