Help Buying A Car · Validated & Trending

: Use the 20/4/7 rule —aim for a 20% down payment , a loan term no longer than 4 years , and total monthly costs (including insurance and maintenance) under 7% of your gross income .

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Before stepping onto a lot, you should establish a firm budget and secure your own funding to avoid high-interest dealer loans. : Use the 20/4/7 rule —aim for a

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