You can access your official "financial story" for free to ensure it is accurate:
: After a 2009 bankruptcy, one individual didn't think about credit for years until they faced high interest rates while trying to buy a car in 2012. By consistently managing their finances, they eventually reached a score of 734 and qualified for prime lending rates to buy a house. credit check with
: One person who saw their credit drop to the low 500s due to "lifestyle creep" and personal struggles moved back home to focus entirely on paying off $15,000 in debt. By aggressively tackling their debt and seeking counseling, they raised their score to 694 in under two years. You can access your official "financial story" for
Learn about your credit report and how to get a copy | USAGov By aggressively tackling their debt and seeking counseling,