You Are On Disability — Can You Buy A House If

: If your disability benefits are non-taxable (common for SSDI and VA benefits), lenders may "gross up" that income by up to 125% to better reflect your true purchasing power relative to taxable income.

: Your primary residence is generally an excluded asset and does not count against asset limits for means-tested programs like SSI and Medicaid. can you buy a house if you are on disability

Lenders generally accept various disability benefits as stable income, including , Supplemental Security Income (SSI) , VA disability , and private long-term disability insurance. : If your disability benefits are non-taxable (common