: Groups like AARP or other professional associations often offer group-rate plans to their members. 2. Choose the Plan Type

The "best" plan depends on whether you value lower monthly costs or the freedom to choose your own dentist.

: Providers like Cigna Healthcare , Humana , and Spirit Dental allow you to buy plans directly on their websites.

You can purchase individual dental insurance at any time of the year; you do not have to wait for a specific enrollment period unless buying through a government exchange.