: Ask your insurance agent for this document immediately. It is often required by new lenders as proof that your previous loan is being settled by insurance and won't be a double debt.
With bad credit, traditional low-interest bank loans may be out of reach, but several specialized options exist: How to Get a New Car After a Total Loss - Fellah Auto Group buying a new car after total loss bad credit
: If you owe more than the car’s Actual Cash Value (ACV), you are "upside down". : Ask your insurance agent for this document immediately
: If you have it, this covers the "gap" between the payout and your loan balance. buying a new car after total loss bad credit