You currently live in overcrowded, unsafe, or unaffordable housing.
Attending mandatory classes on , home maintenance, and neighborhood safety. 4. Closing the Deal
The dream of homeownership feels out of reach for many, but offers a unique pathway for families to build strength, stability, and self-reliance. Contrary to popular belief, Habitat doesn’t give houses away; they partner with people to help them purchase a home they helped build. buying a habitat for humanity home
If you’re wondering how the process works, here is the step-by-step journey from application to move-in day. 1. Understanding the Three Criteria
You must have a stable income to pay a monthly affordable mortgage . You currently live in overcrowded, unsafe, or unaffordable
Once the house is finished and your hours are complete, you officially buy the home. Habitat homes are sold with , meaning your monthly payments are typically capped at a percentage of your income. These payments then go into a "Fund for Humanity" to help build the next house for the next family. 5. Life as a Homeowner
To qualify, most local Habitat affiliates look for three specific things: Closing the Deal The dream of homeownership feels
You are ready to complete "sweat equity" hours (volunteering on build sites or taking homeownership classes). 2. The Application and Review