Buying a car with poor credit is possible, though it typically requires more preparation to avoid predatory rates. As of , most standard lenders look for a credit score of 600 or higher . However, specialized lenders often approve borrowers with scores as low as 500 , provided they can meet other criteria like a steady income. 1. Preparing Your Financial Profile

Before applying, take these steps to strengthen your application:

: Review your report from bureaus like Experian or Equifax to dispute any errors that might be dragging your score down.