Buying A Car With A Loan From A Credit Union -

: With a pre-approved rate in your pocket, you can challenge the dealer to beat it. If they can’t, you already have the best deal secured.

: Some may require you to have an account for a certain period before you can access the best loan rates. buying a car with a loan from a credit union

Many credit unions partner with services like TrueCar to offer exclusive discounts. Auto Loan Preapproval Process - Navy Federal Credit Union : With a pre-approved rate in your pocket,

: Look for credit unions like Alliant Credit Union or Consumers Credit Union , which often list competitive rates starting as low as 4-5% APR for new vehicles. 2. Get Pre-approved First Many credit unions partner with services like TrueCar

: Dealerships often mark up the interest rates provided by their lenders (a legal practice sometimes called dealer reserve) to make a profit. A credit union loan bypasses this "gotcha". 3. Use Car-Buying Services