: Often covers essential services like generic prescriptions, basic dental, and paramedical services (e.g., massage, physiotherapy) at lower reimbursement rates (e.g., 70-80%).
In insurance, a (often called an "option" or "enhanced" plan) allows employees or individuals to pay an additional premium to receive higher coverage limits, lower deductibles, or extra benefits beyond a standard base plan. buy up plan blue cross
Blue Cross offers several "buy-up" or tiered structures across its regional Canadian divisions (like Ontario Blue Cross , Alberta Blue Cross, and Pacific Blue Cross). and paramedical services (e.g.
: Higher premiums lead to lower co-payments and deductibles at the time of service. physiotherapy) at lower reimbursement rates (e.g.