The dealer is the lender. You pay them directly (often weekly or bi-weekly).
They usually focus on your income and residency rather than your credit score.
As he pulled out of the gravel lot, the Honda’s engine groaned but held steady. He turned onto the state road, the lights of East Hartford blurring past. For the first time in a week, the panic in his chest eased. It was a high-interest gamble, a steep climb to ownership, but as the heater finally began to blow warm air against the Connecticut chill, Elias knew he was back in the race. Understanding "Buy Here, Pay Here" (BHPH) in Connecticut
To help you find the right fit for your situation,g., Hartford, Bridgeport)?