While more expensive, direct buyers receive "Membership Extras" that are generally not available to those who buy via third-party resale:
: Disney has recently tightened policies to limit commercial point rentals, ensuring the program remains focused on family vacationing rather than business use. buy dvc from disney
: Disney offers internal financing for new memberships, making the initial buy-in easier to manage than the cash-heavy resale market. While more expensive
: You become an "eligible member," granting you access to the Membership Magic program, which includes discounts on theme park tickets, annual passes, and up to 20% off at most Disney restaurants. buy dvc from disney
'Membership Magic Beyond' Exclusive Benefits | Disney Vacation Club
: You gain access to Member-only lounges, such as the EPCOT Vacation Club Lounge and the Top of the World Lounge at Bay Lake Tower. The Cost of Buying Direct
: If you find yourself just short of a reservation, Disney allows you to purchase up to 24 one-time-use points per year for $20 per point (plus tax) at the time of booking.