If more information is needed, a decision may take 7 to 10 days, with a final written response required by law within 30 days.
Your full legal name, date of birth, and Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN). application capital card credit one
Once you formally apply, Capital One will perform a hard inquiry , which may temporarily lower your credit score by a few points. Response Timelines If more information is needed, a decision may
Use the Capital One pre-approval tool to see which cards you are likely to qualify for. This uses a soft inquiry and will not impact your credit score. Response Timelines Use the Capital One pre-approval tool
Double-check all entries before submitting. Errors in your SSN or income can lead to delays or immediate denial.
Your current employment status (e.g., employed, self-employed, retired) and sometimes the name of your employer. Recommended Steps for Success
Note: Some Capital One cards require your monthly income to be at least $425 more than your housing cost.