Affordable Home Buying Program May 2026

If you tell me your or county , I can find the specific local grants available in your area. For example: Are you a first-time homebuyer?

: Jointly managed by the City of Pensacola and Escambia County , offering up to $12,500 for low-income families. affordable home buying program

: Allows qualifying individuals to buy or build homes in rural areas with no money down . If you tell me your or county ,

: Low-down-payment options such as 3.5% down for FHA or 3% down for Freddie Mac's Home Possible program. : Allows qualifying individuals to buy or build

: Offers up to $35,000 (or 5% of the loan amount) for frontline workers like teachers, healthcare staff, and veterans.

Several affordable home buying programs provide financial support for low-to-moderate-income families through grants, forgivable loans, and low-down-payment mortgages. Depending on your location, you may qualify for up to in assistance. Local Assistance (Pensacola & Escambia County)

: Provides up to $10,000 as a zero-interest, deferred second mortgage for eligible buyers using Florida Housing's first mortgage programs.

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